NEW AND USED AUTOMOBILE LOANS - Effective 3/17/10 |
PROMOTIONAL RATES THROUGH AUGUST 31, 2010
MAXIMUM TERM ON USED AUTO LOANS IS 60 MONTHS. |
| CREDIT RATING |
A
700+ |
B
660-699 |
C
620-659 |
D
570-619 |
E
below 569 |
| Up to 60 Months |
3.99 APR |
4.24 APR |
5.24 APR |
7.74 APR |
12.74 APR |
| 60-72 Months |
4.99 APR |
5.24 APR |
6.24 APR |
8.74 APR |
13.74 APR |
|
| NEW AND USED RV LOANS - Effective 3/17/10 |
| MAXIMUM TERM ON USED AUTO RV LOANS IS 60 MONTHS. |
| 1-24 Months |
5.24 APR |
5.49 APR |
6.49 APR |
8.99 APR |
13.99 APR |
| 25-36 Months |
5.74 APR |
5.99 APR |
6.99 APR |
9.49 APR |
14.49 APR |
| 37-60 Months |
6.24 APR |
6.49 APR |
7.49 APR |
9.99 APR |
14.99 APR |
| 72 Months |
6.74 APR |
6.99 APR |
7.99 APR |
10.49 APR |
15.49 APR |
|
| SIGNATURE LOANS - Effective 3/17/10 |
| 1-36 Months |
10.74 APR |
10.99 APR |
11.99 APR |
14.49 APR |
18.00 APR |
|
| OTHER LOANS - Effective3/17/10 |
| Overdraft Protection Loan |
16.00% |
| Share Secured Loan |
Share Rate +2.00% |
Certificate Secured Loan |
Certificate Rate +2.00% |
Visa® Platinum Credit Card
Based on credit worthiness. Your APR will vary with the market based on Prime Rate. |
9.99 - 15.99 APR |
Home Equity Loans
Fixed Rate. Call credit union for details.
Up to 75% loan to value available.
|
HELOC (Home Equity Line of Credit)
Variable rate. Call credit union for details.
Rate may vary during the term of the loan not to exceed 18.00%.
Up to 75% loan to value available. |
First Mortgage Loans
Rates vary depending on product selected call for details.
|
*APR means Annual Percentage Rate
Loan rates are subject to change without notice by board action. |
|
| SAVINGS |
DIVIDENDS PAID QUARTERLY ON SHARE AND CLUB SAVINGS.
DIVIDENDS PAID MONTHLY ON CHECKING.
MINIMUM AMOUNT TO EARN DIVIDENDS $100.
FEES COULD REDUCE EARNINGS ON THE ACCOUNT.
*ANNUAL PERCENTAGE YIELD.
DIVIDEND RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. |
| Effective 3/17/10 |
DIVIDEND RATE |
APY* |
TERM |
| Share Savings |
0.15 |
0.15 |
N/A |
| Club Savings |
0.15 |
0.15 |
N/A |
| Checking |
0.05 |
0.05 |
N/A |
|
| MONEY MARKET |
DIVIDENDS PAID MONTHLY.
MINIMUM AMOUNT TO EARN DIVIDENDS $2,500.
*ANNUAL PERCENTAGE YIELD
DIVIDEND RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. |
| Effective 7/21/10 |
| $2,500 - $9,999.99 |
.10 |
.10 |
N/A |
| $10,000 - $24,999.99 |
.12 |
.12 |
N/A |
| $25,000 + |
.15 |
.15 |
N/A |
|
| PREMIUM MONEY MARKET ACCOUNT WITH CHECKING |
DIVIDENDS PAID MONTHLY.
MINIMUM AMOUNT TO EARN DIVIDENDS $10,000.
*ANNUAL PERCENTAGE YIELD
DIVIDEND RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. |
| Effective 7/21/10 |
DIVIDEND RATE |
APY* |
TERM |
| $10,000 - $24,999.99 |
.12 |
.12 |
N/A |
| $25,000 - $49,999.99 |
.15 |
.15 |
N/A |
| $50,000 - $99,999.99 |
.18 |
.18 |
N/A |
| $100,000+ |
.20 |
.20 |
N/A |
|
| IRA |
DIVIDENDS PAID QUARTERLY ON TRADITIONAL, ROTH, COVERDELL, AND IRA SHARE ACCOUNTS.
TRADITIONAL AND ROTH IRA 12, 24 AND 25-MONTH CERTIFICATE DIVIDENDS PAID AT MATURITY.
$500 MINIMUM DEPOSIT. PENALTY FOR EARLY WITHDRAWAL.
*ANNUAL PERCENTAGE YIELD
DIVIDEND RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. |
| Effective 5/19/10 |
DIVIDEND RATE |
APY* |
TERM |
| 12 Month Traditional & Roth IRA Certificate |
.20 |
.20 |
12 Months |
| 24 Month Traditional & Roth IRA Certificate |
.40 |
.40 |
24 Months |
| 25 Month Traditional & Roth IRA Step-Up Certificate |
.50 |
.50 |
25 Months |
| IRA Traditional & Roth Share Savings |
.15 |
.15 |
N/A |
| Coverdell Education Savings Account |
.15 |
.15 |
N/A |
|
| CERTIFICATES |
DIVIDENDS ON THE 24-MONTH SHARE CERTIFICATE ARE PAID MONTHLY. MINIMUM DEPOSIT IS $25,000. DIVIDENDS DO NOT COMPOUND.
MINIMUM DEPOSIT ON 12, 25-MONTH TERM IS $500 AND DIVIDENDS PAY AT MATURITY, PENALTY FOR EARLY WITHDRAWAL.
DIVIDEND RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
*ANNUAL PERCENTAGE YIELD
|
| Effective 5/19/10 |
DIVIDEND RATE |
APY* |
TERM |
| 12 Month Share Certificate |
.20 |
.20 |
12 Months |
| 24 Month Share Certificate |
.40 |
.40 |
24 Months |
| 25 Month Step-Up Certificate |
.50 |
.50 |
25 Months |
