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Bluestone Federal Credit Union offers several savings and investment accounts. No matter which account you choose, you'll have online access for 24/7 transactions.
SHARE SAVINGS
A Share Savings Account is the cornerstone for your relationship with Bluestone FCU. This basic savings account offers you a lifetime membership, is secure and earns a competitive yield.
Opening a Share Savings Account is the first step in becoming a member. A $25 minimum balance must be maintained to keep your credit union membership.
MONEY MARKET
A Money Market Account is an excellent alternative to stock market investments. Not only will you earn a competitive yield on liquid funds, you won't experience the turbulence of stock market ups and downs.
You will always recoup your principal investment, and your accounts are NCUA insured up to $250,000. With a minimum balance requirement of just $2,500, the higher your balance, the more interest you'll earn.
PREMIUM MONEY MARKET WITH CHECKING
Interest is tiered, so the higher your balance, the more interest you earn. Dividends are paid the last day of the month. Maintain the minimum balance of $10,000 and take advantage of:
- Free Instant Cash ATM/Debit Card
- No ATM transaction fees - unlimited per month
- Free ATMs at Bluestone FCU and Wells Fargo Bank drive-thru locations
- Free checking
- Free personalized checks
- Free e-statements and Bill Pay
SHARE CERTIFICATES
Certificates allow you to earn even higher rates on your savings by investing your funds for set periods of time. Our certificates offer a guaranteed rate-of-return and requires a minimum investment of $500, depending on the term you choose.
STEP-UP CERTIFICATE
This certificate is unique because you have a one-time opportunity to "step-up" your current rate during the 25-month term. This gives you flexibility when faced with volatile rates of the current market. If rates go down, you're locked in at a higher rate. If rates go up, you can make use of a one-time opportunity to "step-up your rate"!
PRIME-TIME BIRTHDAY SHARE CERTIFICATE
This unique 12-month share certificate is available exclusively to our Prime-Time Members who are 55 years or older at a special birthday rate.
The birthday share certificate offers an increase in our current rate based on age.
INDIVIDUAL RETIREMENT(IRA)
Whether you're saving for retirement, your children's education, buying a home, or all three, the tax-advantaged savings of IRAs can help you.
Bluestone FCU offers both Traditional and Roth IRA savings accounts and certificates of deposit, as well as the Coverdell Education Savings Account.
HOLIDAY CLUB
Save for the holidays! With the use of your payroll deduction, make holiday shopping easier. Your funds are transferred to your savings on November 1 (or the first business day in November) for availability to withdraw.
VACATION CLUB
Save for your well-deserved vacation! With the use of payroll deduction you can save for that Caribbean cruise. Your club money can be withdrawn at anytime.
LOOKING FOR MORE INFORMATION ON INVESTING AND BUDGETING YOUR MONEY?
Check out our Financial Planning page for additional services offered to Bluestone Federal Credit Union members.
YOUTH PROGRAM
This unique 12-month Share Certificate is available to all members 19 years or younger. All you need is a minimum of $100 to begin.
Check out our Current Rates.
Need help with your numbers? Use our online calculator.
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