Service Charge and Fee Schedule
Checking Account Fees
- Overdraft Fee on ATM Debit Card (Charge for each item drawn on insufficient funds) - $20.00
- Clear Overdraft on Checking - $20.00
- NSF Return Fee on Checking and ACH - $20.00
- Return Deposit Check Fee - $15.00
- Stop Payment Fee - $15.00
- Stop Payment Fee (series of checks) - $25.00
- Check Printing Fee - Prices vary depending on style
- Monthly Service Fee on "Regular Checking" (per month if minimum balance of $500 is not maintained) - $6.00
Electronic Funds Fees
- Proprietary/Credit Union-Owned ATM Machines (any transaction type) - Free
- Nonproprietary ATM Machine Transaction (4 free/month from Credit Union, excluding ATM owner surcharge) - $1.00 after 4 transactions
- Replacement ATM/Debit Card - $5.00
- Replacement ATM/Debit Card PIN - $5.00
Money Market Account Fees
- NSF Return on Preauthorized Debit - $20.00
- Return Check (cashed or deposited) - $15.00
- Stop Payment Fee - $15.00
- Exceeds Withdrawal Limitation Fee - $10.00
- Credit Union Check Fee - $2.00
- Withdrawals under $100.00 - $10.00
Loan Fees
- Monthly Late Payment Fee (after 10 days late) - $15.00
- Loan Payment Check Return Fee - $15.00
Credit Union Membership
- Membership Share - $25.00 par value
- Minimum Balance to Earn Dividend - $100.00
Other Service Fees
- Account Reconciliation - $20.00/hour
- Account Research - $20.00/hour
- Statement Copy - $7.00
- Deposited Item for Return - $15.00
- Items Sent for Collection - $20.00
- Wire Transfer (outgoing) - $10.00
- International Wire Transfer - $50.00
- Western Union Fee - $20.00
- Foreign Deposit Item Processing Fee - $10.00
- Foreign Collection Item Processing Fee - $25.00
- Foreign Item Return Fee - $25
- Certified Check - $5.00
- Check Cashing (for savings balances under $100 with no loan or checking account, age 19 or over) - $5.00
- Direct Deposit Withdrawal Fee (in same day) (for savings balances under $100 with no loan or checking account, age 19 or over) -$5.00
- Travelers Cheque - $1.00/$100
- Copy of Member's Check - $3.00
- Copy of Teller Check - $3.00
- Teller Check - $2.00
- Interim Statement/Print History - $3.00
- Return ACH - $20.00
- Copy of Tax Information - $5.00/copy
- Tax Levy/Garnishment - $15.00
- Notary Public - Free
- NADA Used Car Value Quote - Free
- Medallion Guarantee Signature - Free
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