WHY JOIN A CREDIT UNION?
1. Credit Unions are focused on people, not profits. Credit unions operate by a “people helping people” philosophy that is hard to find at many other financial institutions.
2. Credit unions exist to serve people — including people of modest means.
3. Financial education is available to all members. Credit unions assist members in becoming better-educated consumers of financial services.
4. As not-for-profit institutions, credit unions offer better rates on credit cards — up to three percentage points lower than average bank card rate.
5. As a member of a credit union, no matter how much money you have on deposit, you have an equal voice in how your credit union is run.
6. Superior service, convenience, and technology. Credit union members receive the service convenience of today’s technology through telephone and online banking.
7. Many credit unions offer no-surcharge ATMs that any credit union member can use.
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